- 15
- May
2012
New Jersey law requires every driver to carry motor vehicle insurance. Still, up to 600,000 New Jersey drivers choose to break the law, usually because they believe they can't afford to buy insurance. In reality, it is always much more expensive to go without coverage.
New Jersey uninsured motorists can be fined, lose the right to drive or be imprisoned. If an accident happens, an uninsured car owner has to pay the full cost of repairs and can be held personally responsible for accident victims' medical bills and other damages. Even if there is proof that someone else is legally responsible for causing the accident, the law forbids an uninsured driver from suing the responsible person. Soon the law will even allow officials to impound a driver's car if it is found to be uninsured. These are strong incentives for drivers to obtain insurance.


